Is filing for bankruptcy right for you?

Are you struggling to make ends meet? Are creditors calling you? Are your wages being garnished? Bankruptcy may be the solution.

Experienced, Low Cost San Francisco Bankruptcy Attorney

I have been practicing California bankruptcy law in California for many years. My practice focuses exclusively on Chapter 7 and Chapter 13 bankruptcy filings for individuals, married couples, and small businesses. This focus allows me to keep costs low. I charge a very competitive, simple flat fee. As a San Francisco bankruptcy lawyer, I work with clients in the greater San Francisco Bay Area, including San Francisco, San Mateo, Contra Costa, Alameda, and Marin Counties.

Contact Me for a Free Bankruptcy Consultation

Starting with a free consultation, we will determine whether bankruptcy is the best option for you. If so, I will personally handle your filing for bankruptcy from start to finish. You will be able to refer all your creditors to me as we work towards resolving your case. My offices are conveniently located in downtown San Francisco and Foster City, easily reachable by public transportation, or by car with parking nearby. Contact me now for your free bankruptcy consultation and let me help you reboot your financial life!

Latest bankruptcy law blog article:

New Means Test Numbers, Effective April 1, 2014

Beginning April 1, 2014, less than 6 months since the last the means test numbers were revised, we now have new means test numbers. For Californians, if your annual income falls below the following numbers, then you automatically qualify for chapter 7 bankruptcy: Family of 1: $48,498 ($4041.50 per month) Family of 2: $62,917 ($5243.08 [...]

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National Association of Consumer Bankruptcy Attorneys Law Office of Heather A. Cutler Yelp Reviews


Address:201 Spear Street
Suite 1100
San Francisco, CA 94105
Phone:(415) 493-8416
Fax:(415) 373-4635

Heather Cutler, San Francisco Bankruptcy Attorney